Phone icon Call 800.836.8100

PART A - Hospital Insurance

Hospital Insurance covers:

  • Inpatient Care in Hospitals

You Pay:

In 2019


deductible this year


For the first 60 days


Per day for days 61-90


Per “lifetime reserve day” after covered day 90 (up to a max of 60 days in your lifetime)


  • Skilled Nursing Facility Care

You Pay:

In 2019


For the first 20 days of eligible coverage


Per day for days 21-100 of eligible coverage

All Costs

For each day after day 100 of eligible coverage



  • Hospice Care – To qualify your doctor must certify you as terminally ill. You pay nothing for hospice care

Coverage includes:

All items and services needed for pain relief and symptom management

Medical, nursing and social services

Drugs – you may need to pay a co-pay of no more than $5 for each prescription drug

Certain durable medical equipment

Aide and homemaker services

Other covered services, like spiritual and grief counseling


  • Home health Care – To qualify you must be home bound due to an illness or injury. A doctor must order your care and a Medicare certified home health agency must approve it.


You pay nothing for covered home health care services and 20% of the Medicare approved amount for durable medical equipment.

Coverage includes medically necessary:

Part time or intermittent skilled nursing care

Physical therapy

Speech – language pathology services

Occupational therapy



Part A Premium – most people do not pay a Part A premium because they paid Medicare taxes while working. If you don’t qualify for premium free Part A, you can pay up to $437 each month.


We have licensed Agents available to help with your Medicare options!

Call now to speak with an Agent to help you find the right plan to fit your needs.

Contact us NOW!  

flexbene. Flexible benefits for small businesses.

Call us today. Let us know that Bene sent you.
Call 800.836.8100
Contact Us